Powered by SPEAR Index v2.0 • Federal Rule 702 Compliant

Stop Guessing.
Know The Truth.

Advanced physics-based hail damage analysis with radar timelapse verification, fraud detection, and portfolio intelligence for insurance carriers, contractors, and adjusters.

Trusted by insurance carriers, roofing contractors, adjusters, and restoration companies nationwide

Everything You Need in One Platform

From physics-based analysis to fraud detection and portfolio management

Radar Timelapse

Watch storm evolution with NOAA radar animation

Fraud Detection

Date-of-loss forensics and statute gaming alerts

Portfolio Intelligence

Bulk upload and analyze thousands of properties

ROI Calculator

Calculate exact savings for your portfolio

Why HailTruth Is Different

We're the only platform that uses real atmospheric physics to calculate hail damage

CAPE-Based Density

Calculate actual hail density using atmospheric sounding data and CAPE values. Dry, mixed, and wet formation regimes with real physics.

Terminal Velocity

Reynolds number calculations with drag coefficients. Real air density from weather data. Accurate impact velocity predictions.

SPEAR Index v2.0

Wind-driven trajectory analysis with cos²θ energy transfer. 13 industry-standard materials with field-validated damage thresholds and Federal Rule 702 compliance.

New Feature

Watch the Storm Unfold

See exactly when and how the hail storm hit your property with animated NOAA radar timelapse.

  • Real-Time Animation

    Watch storm progression minute-by-minute with NOAA radar data

  • Geographic Context

    See property location on map with county and city boundaries

  • Intensity Visualization

    Color-coded radar returns show storm severity in real-time

Radar Timelapse
12:45 PM

Stop Using Guesswork

❌ Other Platforms

  • "Hail was 2 inches"

  • Size-only estimates

  • No density calculations

  • Generic damage ratings

  • No fraud detection

✅ HailTruth

SPEAR v2.0
  • "2" hail with 0.875 g/cm³ density at 43.8° impact angle"

  • Wind-driven trajectory analysis (cos²θ corrections)

  • Storm-specific density modeling

  • 13 materials with field-validated thresholds

  • Federal Rule 702 compliant reporting

  • Animated radar timelapse with NOAA data

  • AI-powered fraud detection and statute gaming alerts

Compare HailTruth against 12+ competitors across 20+ features

The Only Platform With Everything

HailTruth vs. leading competitors - see the difference at a glance

Swipe left to see all competitors →

Core Capability
HailTruth
HailTraceHailStrikeVeriskBetterview
Physics-Based Analysis
Material-Specific Thresholds
13 materials
Roof only
AI Fraud Detection
Portfolio IntelligenceLimitedVia carrier
Radar TimelapseStatic
Federal Rule 702 CompliantNot statedNot statedN/A

See detailed comparisons across 20+ features with 12+ competitors

See a Sample Report

Experience the depth and clarity of a HailTruth analysis

Hail Damage Analysis Report

1234 Example St, Denver, CO 80202

Storm Date: June 15, 2024 at 6:30 PM

SPEAR Index

v2.0

✓ Federal Rule 702 Compliant✓ Physics-Based Analysis

Hail Size

1.75"

Golf Ball

Impact Energy

12.4 J

High damage potential

Damage Probability

94%

Architectural asphalt

Material Damage Probabilities

Architectural Asphalt94%
3-Tab Asphalt89%
Wood Shake76%
Metal Roof45%

Physics Analysis Summary

Hail Density

847 kg/m³ (Mixed regime)

Terminal Velocity

24.3 m/s

Wind Speed

18 mph (estimated)

CAPE Value

2,450 J/kg

Additional Analysis Sections

• Storm conditions and atmospheric data

• Detailed material-by-material assessment

• MRMS radar validation

• Interactive visualizations and charts

See all sections including radar timelapse, fraud indicators, and detailed physics calculations

Built For Professionals

Trusted by industry leaders nationwide

Roofing Contractors

Stop losing bids to competitors. Show customers real physics-based damage analysis with radar timelapse verification.

  • • Win more insurance claims
  • • Justify scope of work
  • • Professional reports with radar proof
  • • Federal Rule 702 compliance

Insurance Adjusters

Make confident decisions backed by science. Reduce disputes with physics-based damage assessments and visual proof.

  • • Objective damage analysis
  • • Reduce claim disputes
  • • Faster decisions with radar verification
  • • Fraud detection alerts

Restoration Companies

Prioritize your storm response. Know which properties have the highest probability of damage before you knock.

  • • Prioritize leads with damage scores
  • • Accurate estimates with material analysis
  • • Professional credibility with radar proof
  • • Bulk analysis for entire neighborhoods
Insurance Carriers

Calculate Your ROI in 60 Seconds

Discover how much HailTruth can save through fraud detection, premium optimization, and portfolio intelligence

Fraud Detection

Stop statute gaming, date-of-loss fraud, and suspicious claim timing with AI-powered forensics

Unclaimed Damage Advantage

Identify properties with damage past statute - you keep the premiums while properties decline in value

Portfolio Intelligence

Bulk upload thousands of properties and get complete risk analysis with 10-year hail history

Premium Optimization

Identify undercharged policies and calculate data-driven rate increases based on actual hail risk

Renewal Intelligence

Auto-generate non-renew recommendations for unprofitable policies with loss ratio analysis

Risk Heatmap

Visualize your entire portfolio on an interactive map with risk scores and fraud alerts

Typical Annual Value

$5-14M

per 10,000 properties

Average ROI

1500%

return on investment

Payback Period

<1 Month

typical payback

Get personalized results based on your portfolio size and claims history

Ready to see the truth?

Join insurance carriers, contractors, adjusters, and restoration companies using real physics to win more business and stop fraud

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